Comparative law notes
Defined in Article 1(1) of Directive 2007/64/EC as: (a) credit institutions; (b) electronic money institutions; (c) post office giro institutions which are entitled under national law to provide payment services; (d) payment institutions; (e) the European Central Bank and national central banks when not acting in their capacity as monetary authority or other public authorities; (f) EU Member States or their regional or local authorities when not acting in their capacity as public authorities.