There are multiple definitions - click on the translation that matches your context.

贷项

名词

full

credit

noun

Definitions of credit

English

an amount of money that is entered in a company's financial records; an amount of money that is paid back or owed to you

I received a credit of €549 for the damaged goods.

English

an arrangement with a business where you are able to buy something now and pay later

Autotire Car Care Centers are now offering 90 days interest free credit on all new purchases.

English

money lent by a creditor to a business or other official organisation

He has an outstanding credit of $1500.